How we check what these guides say

The answer comes first

A guide opens with the answer in two or three sentences. A reader who stops there has still been helped; the rest of the page is for the reader who wants to understand why.

Every page cites the instrument

Each guide lists the legislation, regulator or ombud it relies on, linked, so you can check it. Not a blog, not another broker’s article. A page with no primary source cannot be published: the build that produces this site refuses it.

• Acts and regulations as published by government
• The Financial Sector Conduct Authority and the Council for Medical Schemes
• The FAIS Ombud, the National Financial Ombud Scheme and the Community Schemes Ombud Service
• SARS, for anything with a tax consequence

General information, never advice

TitanDC is an authorised financial services provider (FSP 8972). That is exactly why these pages describe how things work rather than telling you what to buy. Advice is personal; it needs your circumstances, and it comes with a written record. A guide gives you the ground to stand on before that conversation.

Worked examples are illustrative

Worked examples use round, invented numbers like R10 000 000 and R30 000 a month, chosen so the arithmetic is obvious. Statutory figures, such as the executor’s tariff or the late-joiner bands, are the real ones, quoted from the source the page cites. No real client’s figures ever appear on this site.

If something is wrong

Tell us. Email reception@titandc.co.za with the page address and what you think is incorrect, and we will look into it. A correction is published on the page with a new date.